Top 10 Safety Features That Can Reduce Motorcycle Insurance Costs
At Motorcycle Insurance, we understand that riding a motorcycle is more than just transportation — it’s a lifestyle. But along with the thrill comes responsibility, and one of the best ways to protect yourself (and your wallet) is by investing in safety features that can lower your motorcycle insurance premiums. Whether you ride daily or occasionally, adding the right safety equipment can make a difference in your motorcycle insurance cost.
Below, we’ll explore the top 10 safety features that can not only keep you safer on the road but also reduce your rates with leading motorcycle insurance companies.
1. Anti-lock Braking System (ABS)
ABS prevents wheel lock-up during sudden stops, reducing accident risk and making you a lower claim risk. Many providers, including Progressive motorcycle insurance and GEICO motorcycle insurance, offer discounts for ABS-equipped motorcycles.
2. Traction Control
Traction control improves grip in slippery conditions, decreasing the chances of a crash. It’s a valuable feature that both auto and motorcycle insurance providers recognize when calculating your policy.
3. Advanced Rider Assistance Systems (ARAS)
This includes adaptive headlights, blind-spot monitoring, and collision alerts. Having ARAS can positively influence your motorcycle insurance quote because it reduces accident probability.
4. Immobilizers and GPS Tracking
Theft is a major factor in motorcycle insurance cost. GPS tracking and immobilizers deter thieves, which is why motorcycle insurance companies often reward riders with cheaper rates.
5. High-Quality Helmets and Riding Gear
While gear isn’t part of the motorcycle itself, using certified protective equipment can lower medical-related claims, making it easier to get cheap motorcycle insurance or even the cheapest motorcycle insurance available for your profile.
6. Durable Frame Sliders and Crash Bars
These protect your motorcycle in case of a fall, reducing repair bills. This is especially beneficial if you have custom motorcycle insurance, as customized parts can be expensive to replace.
7. Daytime Running Lights (DRL)
Increased visibility reduces accidents, which can influence your premiums whether you’re with insurance motorcycle insurance providers or seeking the best motorcycle insurance in the market.
8. Tire Pressure Monitoring Systems (TPMS)
TPMS alerts you to low tire pressure, reducing blowout risks and accidents. This is particularly valuable for riders using motorcycle courier insurance, where high mileage increases tire wear.
9. Roadside Assistance & Breakdown Cover
Some providers bundle motorcycle breakdown insurance with your policy, and having a roadside assistance plan can reduce claims related to minor mechanical issues.
10. Secure Storage Solutions
Parking your motorcycle in a garage or secure lot lowers theft risk. Many motorcycle insurance near me providers consider this when calculating premiums, making it easier to access affordable plans.
How Safety Features Affect Premiums
So, how much is motorcycle insurance with all these safety features? It depends on your riding history, location, and motorcycle type, but riders who invest in safety often see significant savings. Many find that bundling auto and motorcycle insurance or shopping for the cheapest motorcycle insurance with multiple quotes leads to better deals.
Final Thoughts
At Motorcycle Insurance, we believe that safe riding and smart coverage go hand-in-hand. Whether you’re seeking cheap motorcycle insurance, custom motorcycle insurance, or simply want to lower your motorcycle insurance cost, adding these safety features can benefit both your well-being and your budget.
If you’re ready to explore options, compare plans from trusted motorcycle insurance companies and get a motorcycle insurance quote that rewards your commitment to safety.
