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Classic Motorcycle Insurance

Protect Your One-of-a-Kind Ride

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Understanding Motorcycle Insurance Coverage

Motorcycle Insurance provides financial coverage against unexpected events such as accidents, theft, property damage or injury to your motorcycle. No matter how diligent a rider is, there can always be an unforeseen catastrophe and this coverage acts as an essential safety.

As a motorcycle rider you cherish freedom, performance and safety. But no matter how responsible you are, the road is still full of risks. Motorcycle Insurance protects your investment, your financial health and your peace of mind when the unexpected happens.

In many places, you’re legally required to get motorcycle insurance to ride your motorcycle on public roads. We offer inexpensive and reliable Motorcycle Insurance plans that are customized to your riding style and demands. So, you can ride with confidence knowing that you are fully insured.

Mileage Affects Motorcycle Insurance

What’s Included in Our All-in-One Motorcycle Insurance?

Our insurance plan offers a wide range of features and benefits, including:

  • Accidental Damage Coverage – Protection against road accidents and collisions.

  • Theft Protection – If your motorcycle is stolen, we’ve got you covered.

  • Third-Party Liability – Covers damages to third-party vehicles, property, or injuries.

  • Fire & Natural Calamity Coverage – Protection from floods, earthquakes, fire, and more.

  • Personal Accident Cover – Financial assistance for injuries to the rider.

  • Cashless Repairs – Easy claims and repairs at our network garages.

  • 24/7 Customer Support – Assistance whenever and wherever you need it.

Why Choose Our Motorcycle Insurance?

  • Affordable Premiums – Get the best coverage without breaking the bank.

      • Instant Policy Issuance – Get covered online in just a few minutes.

      • Hassle-Free Renewals – Renew your motorcycle insurance with zero paperwork.

      • Trusted by Thousands – Riders across the country rely on us for fast, fair claims.

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What Does Motorcycle Insurance Cover?

Workers compensation insurance provides a safety net for employees injured on the job. Here’s a breakdown of what this coverage typically includes:

Accidental Damage

Covers repairs or replacement costs if your motorcycle is damaged in a road accident, whether it’s a minor dent or major collision.

Theft or Total Loss

If your motorcycle is stolen or completely damaged beyond repair (declared total loss), your insurer will compensate you based on the insured value.

Fire and Natural Calamities

Motorcycle insurance also covers damage caused by: Fire or explosion Floods, earthquakes, storms, or other natural disasters Riots or vandalism

Third-Party Liability

This is a legal requirement in most countries. It covers: Damage to another person’s vehicle or property Injury or death caused to a third party in an accident involving your motorcycle

FAQs About Motorcycle Insurance

Motorcycle insurance is a financial protection plan that covers you against losses or damages related to your two-wheeler. It is also legally required in most countries to cover third-party liabilities.

There are mainly two types:

  • Third-Party Insurance: Mandatory by law, covers damage or injury caused to others.

  • Comprehensive Insurance: Covers third-party damages as well as your own motorcycle, including theft, accidents, fire, and natural calamities.

Yes, third-party motorcycle insurance is legally mandatory to ride a two-wheeler on public roads in most countries, including the UAE and India.

Typically, insurance does not cover:

  • Normal wear and tear

  • Electrical or mechanical breakdown

  • Riding without a valid license

  • Drunk driving or illegal activity

  • Damage during races or stunts

Premiums depend on factors such as:

  • Motorcycle model and engine capacity (cc)

  • Location and registration zone

  • Age and claim history

  • Type of coverage and add-ons selected

Discount Offer

25%

Off For All Types Of Vehicles

* New Customers Only

Classic Motorcycle Insurance

Classic Motorcycle Protect What’s Timeless.

A classic motorcycle isn’t just a hobby; it’s a lifestyle, an investment, and a piece of history. We know your vintage or collector motorcycle is a one of a kind. That’s why we provide Custom Motorcycle Insurance for Classics to preserve your treasure.

Whether it’s a rare Harley-Davidson, a vintage Triumph, or a custom cafe racer, our classic motorcycle policies offer comprehensive coverage, flexible options, and unrivaled peace of mind.

Why You Need Classic Motorcycle Insurance

Regular motorcycle insurance isn’t designed for the true value or limited use of a classic motorcycle. Our specialized policies take into account:

  • ✅ Agreed Value Coverage – Know exactly what your motorcycle is worth. In the event of a total loss, you’ll be paid the agreed-upon amount, not just market value.

  • ✅ Flexible Usage Terms – Whether you ride it on weekends, take it to shows, or just keep it in storage, we have policies that fit your riding habits.

  • ✅ Parts & Restoration Coverage – Protect rare or custom parts, including coverage for original components and restoration work.

  • ✅ Storage & Transportation Protection – Safeguard your motorcycle during trailering, transport, and even while stored in your garage or storage unit.

Coverage Features

  • ✔️ Classic Motorcycle Liability Insurance

  • ✔️ Collision & Comprehensive

  • ✔️ Theft & Vandalism Protection

  • ✔️ Spare Parts & Accessories

  • ✔️ Emergency Roadside Assistance

  • ✔️ Show & Event Coverage

  • ✔️ Multi-Motorcycle & Club Member Discounts

Our coverage is designed to meet the unique needs of classic motorcycle owners in California and beyond.

Frequently Asked Questions

Q1: What qualifies as a classic motorcycle?
A: Typically, a motorcycle that’s 25 years or older, well-maintained, and often used for shows, exhibitions, or occasional riding qualifies as a classic.

Q2: Can I insure a custom-built vintage motorcycle?
A: Yes! As long as the motorcycle meets age and condition standards, custom classics are fully insurable under our specialized policies.

Q3: What’s the difference between classic and regular motorcycle insurance?
A: Classic policies offer agreed value, limited usage terms, spare parts coverage, and higher customization—all tailored for vintage motorcycle needs.

Q4: Do I have to show my motorcycle regularly to qualify?
A: Not necessarily. While many riders use their motorcycles for shows, classic insurance can still apply if your motorcycle is stored properly and ridden occasionally.

Q5: Can I insure multiple classic motorcycles under one policy?
A: Absolutely! We offer multi-motorcycle discounts and can bundle multiple classic motorcycles into one affordable policy.

  • 315-A S. Diamond Bar Blvd Diamond Bar, CA 91765
  • 866-226-4436

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