Standalone Own-Damage Insurance
Protect your motorcycle and your peace of mind from unexpected financial losses with specialized motorcycle insurance coverage.
Full Protection for Your Motorcycle
When it comes to motorcycle insurance, third-party coverage alone isn’t enough to protect your valuable motorcycle. That’s why smart riders choose Standalone Own-Damage Insurance, which covers damage to your own motorcycle caused by accidents, theft, fire, or natural disasters. With own-damage cover, you won’t have to worry about expensive repair bills or total loss—your investment stays safe no matter what happens.
Why You Need Standalone Own-Damage Insurance
While third-party insurance is mandatory, it only covers damage you cause to others. Standalone own-damage insurance goes a step further, offering financial protection for repairs or replacement of your motorcycle after:
Accidents and collisions
Theft or vandalism
Fire or explosion
Natural calamities like floods, storms, or earthquakes
Whether you own a standard motorcycle, a sport motorcycle, or have invested in custom motorcycle insurance for a one-of-a-kind ride, own-damage coverage is a must.
Affordable Plans From Top Motorcycle Insurance Companies
We work with leading providers like Progressive motorcycle insurance and Geico motorcycle insurance to offer competitive own-damage plans. Whether you’re looking for cheap motorcycle insurance, the best motorcycle insurance, or a motorcycle insurance quote that fits your budget, we’ve got you covered.
We make it easy to compare plans, find the cheapest motorcycle insurance, and understand how much is motorcycle insurance for your motorcycle. And with options for motorcycle insurance near me, you can get personalized service wherever you are.
Why Choose Our Motorcycle Insurance?
- Affordable Premiums – Get the best coverage without breaking the bank.
Instant Policy Issuance – Get covered online in just a few minutes.
Hassle-Free Renewals – Renew your motorcycle insurance with zero paperwork.
Trusted by Thousands – Riders across the country rely on us for fast, fair claims.
What Does Motorcycle Insurance Cover?
Workers compensation insurance provides a safety net for employees injured on the job. Here’s a breakdown of what this coverage typically includes:
Accidental Damage
Covers repairs or replacement costs if your motorcycle is damaged in a road accident, whether it’s a minor dent or major collision.
Theft or Total Loss
If your motorcycle is stolen or completely damaged beyond repair (declared total loss), your insurer will compensate you based on the insured value.
Fire and Natural Calamities
Motorcycle insurance also covers damage caused by: Fire or explosion Floods, earthquakes, storms, or other natural disasters Riots or vandalism
Third-Party Liability
This is a legal requirement in most countries. It covers: Damage to another person’s vehicle or property Injury or death caused to a third party in an accident involving your motorcycle
Personal Accident Cover
Provides compensation for injuries, disability, or death of the rider in case of an accident. Some policies may also offer coverage for pillion riders.
Low-Cost Commuter Motorcycle Insurance
Affordable Low-Cost Commuter Motorcycle Insurance designed to protect your daily rides with reliable coverage at budget-friendly rates.
15 Good Reasons To Choose Us for Motorcycle Insurance
- Comprehensive Coverage
We offer all-round protection against accidents, theft, natural disasters, and third-party liabilities. Affordable Premiums
Enjoy top-tier coverage without breaking the bank—great value for every budget.Instant Policy Issuance
Get insured online within minutes with a seamless digital process.Zero Paperwork
No long forms or complicated documents—just simple, fast, and secure transactions.24/7 Customer Support
Our support team is always ready to help—day or night, rain or shine.Wide Range of Add-Ons
Customize your plan with useful extras like engine protection, roadside assistance, and zero depreciation.Cashless Garage Network
Access a wide network of authorized garages for hassle-free, cashless repairs.
- Quick & Easy Claims
We ensure a fast claim process with minimal documentation and maximum support. Personal Accident Cover
Get financial assistance in case of rider injury, disability, or unfortunate death.Multi-Year Policies Available
Secure your motorcycle for up to 3 years and avoid yearly renewals.Policy Renewal Reminders
We’ll remind you before your policy expires—no risk of accidental lapses.Trusted by Thousands of Riders
Join a growing community of satisfied two-wheeler owners who trust our service.Transparent Process
No hidden fees, no surprise charges—just clear, honest insurance.Return to Invoice Cover
Get reimbursed with the full value of your motorcycle in case of total loss or theft.Flexible Plans for All Motorcycle Types
Whether it’s a scooter, sports motorcycle, or cruiser—we have a plan that fits your ride perfectly.
FAQs About Motorcycle Insurance
Motorcycle insurance is a financial protection plan that covers you against losses or damages related to your two-wheeler. It is also legally required in most countries to cover third-party liabilities.
There are mainly two types:
Third-Party Insurance: Mandatory by law, covers damage or injury caused to others.
Comprehensive Insurance: Covers third-party damages as well as your own motorcycle, including theft, accidents, fire, and natural calamities.
Yes, third-party motorcycle insurance is legally mandatory to ride a two-wheeler on public roads in most countries, including the UAE and India.
Typically, insurance does not cover:
Normal wear and tear
Electrical or mechanical breakdown
Riding without a valid license
Drunk driving or illegal activity
Damage during races or stunts
Premiums depend on factors such as:
Motorcycle model and engine capacity (cc)
Location and registration zone
Age and claim history
Type of coverage and add-ons selected
