Modified Motorcycle Insurance
Protect your motorcycle and your peace of mind from unexpected financial losses with specialized motorcycle insurance coverage.
Understanding Modified Motorcycle Insurance Coverage
If you’ve invested time, money, and passion into customizing your motorcycle, you know it’s more than just a mode of transport—it’s a reflection of your personality. However, standard motorcycle insurance often doesn’t fully protect your upgrades. That’s where Modified Motorcycle Insurance comes in, offering complete coverage for custom parts, accessories, and performance enhancements.
Whether you’ve upgraded the exhaust, repainted the frame, installed high-end suspension, or added tech gadgets, your modifications increase both the value and uniqueness of your motorcycle. We specialize in custom motorcycle insurance to ensure that in case of theft, damage, or accident, your motorcycle’s true worth is covered—not just its factory value.
Why You Need Modified Motorcycle Insurance
Most standard motorcycle insurance companies only pay for stock parts in case of a claim. If your custom paint job, alloy wheels, or performance upgrades are damaged, you could face huge out-of-pocket expenses without proper coverage.
With our Modified Motorcycle Insurance, you get:
Full Coverage for Custom Parts – From cosmetic enhancements to performance mods.
Agreed Value Policy – We insure your motorcycle for its full modified value, not just market value.
Accident & Theft Protection – Complete financial security for your investment.
Specialized Claims Handling – Experts who understand modifications and their value.
Added Benefits
When you choose our insurance motorcycle insurance services, you can also access:
Motorcycle Breakdown Insurance – Get roadside assistance when you need it most.
Motorcycle Courier Insurance – For riders using modified motorcycles for deliveries.
Auto and Motorcycle Insurance – Bundle your policies to save money.
Motorcycle Insurance Quote in Minutes – Quick, hassle-free process.
Nationwide Support – If you’re looking for motorcycle insurance near me, we’re here
How Much is Motorcycle Insurance for a Modified Motorcycle?
Many riders ask, “How much is motorcycle insurance for a modified motorcycle?” The answer depends on:
The type and value of modifications.
The motorcycle’s overall value and usage.
Your riding history and location.
While premiums for modified motorcycles can be higher than standard models, we work hard to find you cheap motorcycle insurance without compromising coverage.
What Does Motorcycle Insurance Cover?
Workers compensation insurance provides a safety net for employees injured on the job. Here’s a breakdown of what this coverage typically includes:
Accidental Damage
Covers repairs or replacement costs if your motorcycle is damaged in a road accident, whether it’s a minor dent or major collision.
Theft or Total Loss
If your motorcycle is stolen or completely damaged beyond repair (declared total loss), your insurer will compensate you based on the insured value.
Fire and Natural Calamities
Motorcycle insurance also covers damage caused by: Fire or explosion Floods, earthquakes, storms, or other natural disasters Riots or vandalism
Third-Party Liability
This is a legal requirement in most countries. It covers: Damage to another person’s vehicle or property Injury or death caused to a third party in an accident involving your motorcycle
Personal Accident Cover
Provides compensation for injuries, disability, or death of the rider in case of an accident. Some policies may also offer coverage for pillion riders.
Low-Cost Commuter Motorcycle Insurance
Affordable Low-Cost Commuter Motorcycle Insurance designed to protect your daily rides with reliable coverage at budget-friendly rates.
FAQs About Motorcycle Insurance
Any change from the original factory design, including cosmetic, performance, and safety upgrades, is considered a modification.
No. Most standard policies don’t cover aftermarket parts unless you specifically add custom motorcycle insurance coverage
Yes, in most cases, but we compare multiple motorcycle insurance companies to find the best possible rate.
