Engine Protection Cover – Keep Your Motorcycle’s Heart Safe
Protect your motorcycle and your peace of mind from unexpected financial losses with specialized motorcycle insurance coverage.
Keep Your Motorcycle’s Heart Safe
Your motorcycle’s engine isn’t just another part—it’s the beating heart of your ride. That’s why our Engine Protection Cover is an essential addition to your motorcycle insurance policy. This coverage safeguards your motorcycle’s engine from unexpected damage, helping you avoid costly repairs and keep your machine running like new.
Whether you own a sport motorcycle, cruiser, scooter, or delivery motorcycle, engine failures can happen due to issues like water ingression, oil leaks, or accidental damages. With Engine Protection Cover, you won’t have to worry about paying for expensive engine repairs out of pocket.


What Does Engine Protection Cover Include?
Our Engine Protection add-on offers peace of mind by covering:
✅ Damage to the engine and its components due to water intrusion (e.g., riding through floods)
✅ Oil or lubricant leaks that cause engine failure
✅ Hydrostatic lock caused by water entering the combustion chamber
✅ Repair or replacement of damaged engine parts
✅ Labor costs for engine repairs
This add-on can be included with policies from major providers like Progressive motorcycle insurance, Geico motorcycle insurance, or any of our partner motorcycle insurance companies—whether you need custom motorcycle insurance or a standard plan.
How Much is Motorcycle Insurance with Engine Protection?
If you’re wondering how much is motorcycle insurance when you add Engine Protection, rest assured it’s affordable. The additional cost is minimal compared to the thousands you could spend repairing or replacing your engine.
We’ll help you get the best motorcycle insurance quote that includes Engine Protection, so you can make the smartest choice for your budget.

Why Choose Our Motorcycle Insurance?
- Affordable Premiums – Get the best coverage without breaking the bank.
Instant Policy Issuance – Get covered online in just a few minutes.
Hassle-Free Renewals – Renew your motorcycle insurance with zero paperwork.
Trusted by Thousands – Riders across the country rely on us for fast, fair claims.

What Does Motorcycle Insurance Cover?
Workers compensation insurance provides a safety net for employees injured on the job. Here’s a breakdown of what this coverage typically includes:
Accidental Damage
Covers repairs or replacement costs if your motorcycle is damaged in a road accident, whether it’s a minor dent or major collision.
Theft or Total Loss
If your motorcycle is stolen or completely damaged beyond repair (declared total loss), your insurer will compensate you based on the insured value.
Fire and Natural Calamities
Motorcycle insurance also covers damage caused by: Fire or explosion Floods, earthquakes, storms, or other natural disasters Riots or vandalism
Third-Party Liability
This is a legal requirement in most countries. It covers: Damage to another person’s vehicle or property Injury or death caused to a third party in an accident involving your motorcycle
Personal Accident Cover
Provides compensation for injuries, disability, or death of the rider in case of an accident. Some policies may also offer coverage for pillion riders.
Low-Cost Commuter Motorcycle Insurance
Affordable Low-Cost Commuter Motorcycle Insurance designed to protect your daily rides with reliable coverage at budget-friendly rates.
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FAQs About Motorcycle Insurance
Motorcycle insurance is a financial protection plan that covers you against losses or damages related to your two-wheeler. It is also legally required in most countries to cover third-party liabilities.
There are mainly two types:
Third-Party Insurance: Mandatory by law, covers damage or injury caused to others.
Comprehensive Insurance: Covers third-party damages as well as your own motorcycle, including theft, accidents, fire, and natural calamities.
Yes, third-party motorcycle insurance is legally mandatory to ride a two-wheeler on public roads in most countries, including the UAE and India.
Typically, insurance does not cover:
Normal wear and tear
Electrical or mechanical breakdown
Riding without a valid license
Drunk driving or illegal activity
Damage during races or stunts
Premiums depend on factors such as:
Motorcycle model and engine capacity (cc)
Location and registration zone
Age and claim history
Type of coverage and add-ons selected