Custom Paint Job/Accessories Insurance
Protect your motorcycle and your peace of mind from unexpected financial losses with specialized motorcycle insurance coverage.
Understanding Custom Paint Job Coverage
Your motorcycle is more than just a ride—it’s a reflection of your personality and style. Whether you’ve invested in a custom paint job, premium chrome accessories, stylish seats, or high-tech add-ons, protecting these upgrades is just as important as insuring the motorcycle itself.
Our Custom Paint Job/Accessories Insurance is designed specifically for riders who value uniqueness. Standard motorcycle insurance policies often don’t cover aftermarket modifications, which means that in case of an accident, theft, or vandalism, your custom work could be left unprotected. With our coverage, your motorcycle’s enhancements are insured, giving you peace of mind every time you hit the road.
Why You Need Custom Paint Job/Accessories Insurance
Most riders think that once they have motorcycle insurance, everything on the motorcycle is protected. Unfortunately, many insurers exclude customizations from their standard policy. That’s where our specialized coverage comes in:
Covers Custom Paint Jobs – Whether it’s a matte finish, airbrushed artwork, or metallic shine.
Protects Accessories – From saddlebags to premium handlebars and LED kits.
Covers Damage, Theft & Vandalism – Ensure your investment is protected against all risks.
Works With Leading Providers – We partner with trusted brands like Progressive motorcycle insurance and Geico motorcycle insurance.
How Much is Motorcycle Insurance with Custom Coverage?
If you’re wondering, “how much is motorcycle insurance” with custom coverage, it depends on the value of your modifications. The motorcycle insurance cost increases slightly compared to standard coverage, but the extra protection for your accessories is well worth it. For budget-conscious riders, we also offer cheapest motorcycle insurance options with essential custom coverage.
What Does Motorcycle Insurance Cover?
Workers compensation insurance provides a safety net for employees injured on the job. Here’s a breakdown of what this coverage typically includes:
Accidental Damage
Covers repairs or replacement costs if your motorcycle is damaged in a road accident, whether it’s a minor dent or major collision.
Theft or Total Loss
If your motorcycle is stolen or completely damaged beyond repair (declared total loss), your insurer will compensate you based on the insured value.
Fire and Natural Calamities
Motorcycle insurance also covers damage caused by: Fire or explosion Floods, earthquakes, storms, or other natural disasters Riots or vandalism
Third-Party Liability
This is a legal requirement in most countries. It covers: Damage to another person’s vehicle or property Injury or death caused to a third party in an accident involving your motorcycle
Personal Accident Cover
Provides compensation for injuries, disability, or death of the rider in case of an accident. Some policies may also offer coverage for pillion riders.
Low-Cost Commuter Motorcycle Insurance
Affordable Low-Cost Commuter Motorcycle Insurance designed to protect your daily rides with reliable coverage at budget-friendly rates.
FAQs About Motorcycle Insurance
In most cases, no. Standard policies typically cover only the manufacturer’s original parts. You need custom coverage to insure modifications.
Both Progressive motorcycle insurance and Geico motorcycle insurance offer options for custom parts coverage, and we can help you secure the best plan.
Not necessarily. The cost depends on the value of your custom parts, but we offer cheap motorcycle insurance packages that include modification coverage.
Yes, most motorcycle insurance companies allow you to add custom coverage mid-policy.
