Commercial Motorcycle Insurance
Protect your motorcycle and your peace of mind from unexpected financial losses with specialized motorcycle insurance coverage.
Understanding Commercial Motorcycle Insurance Coverage
If you use your motorcycle for business purposes—whether it’s for deliveries, courier services, or transporting goods—standard motorcycle insurance may not give you the coverage you truly need. That’s where Commercial Motorcycle Insurance comes in.
Commercial motorcycle insurance is specifically designed to protect riders and businesses that depend on motorcycles for their operations. From motorcycle courier insurance to coverage for breakdowns, theft, and accidents, this policy ensures that both your motorcycle and your business are safeguarded.
We partner with leading providers like Progressive motorcycle insurance and Geico motorcycle insurance to give you flexible, affordable, and reliable coverage options.
Why You Need Commercial Motorcycle Insurance
Using your motorcycle for business purposes comes with higher risks than regular commuting. You may face:
Increased Mileage & Wear – Frequent trips increase the likelihood of breakdowns and accidents.
Goods in Transit Risks – Damage or theft of goods you’re delivering.
Third-Party Liabilities – Injuries or damages to others during business operations.
A standard policy might leave gaps in coverage. Commercial motorcycle insurance fills those gaps so you can work without worry.
Types of Coverage Available
Liability Coverage – Protects you if you cause injury or property damage to others.
Comprehensive Coverage – Covers theft, fire, and non-collision damages.
Collision Coverage – Pays for repairs if your motorcycle is damaged in an accident.
Motorcycle Breakdown Insurance – Get roadside assistance and towing when you need it most.
Motorcycle Courier Insurance – Coverage for motorcycles used in delivery or courier services.
Custom Motorcycle Insurance – Tailored plans for modified or high-value business motorcycles.
How Much is Motorcycle Insurance for Commercial Use?
If you’re wondering how much is motorcycle insurance for business purposes, it depends on factors like:
Type of motorcycle
Business usage (delivery, courier, etc.)
Location
Coverage level
We aim to provide cheap motorcycle insurance options without compromising on protection. In many cases, our rates are among the cheapest motorcycle insurance plans available for commercial riders.
What Does Mototcycle Insurance Cover?
Workers compensation insurance provides a safety net for employees injured on the job. Here’s a breakdown of what this coverage typically includes:
Accidental Damage
Covers repairs or replacement costs if your motorcycle is damaged in a road accident, whether it’s a minor dent or major collision.
Theft or Total Loss
If your motorcycle is stolen or completely damaged beyond repair (declared total loss), your insurer will compensate you based on the insured value.
Fire and Natural Calamities
Motorcycle insurance also covers damage caused by: Fire or explosion Floods, earthquakes, storms, or other natural disasters Riots or vandalism
Third-Party Liability
This is a legal requirement in most countries. It covers: Damage to another person’s vehicle or property Injury or death caused to a third party in an accident involving your motorcycle
Personal Accident Cover
Provides compensation for injuries, disability, or death of the rider in case of an accident. Some policies may also offer coverage for pillion riders.
Low-Cost Commuter Motorcycle Insurance
Affordable Low-Cost Commuter Motorcycle Insurance designed to protect your daily rides with reliable coverage at budget-friendly rates.
FAQs About Motorcycle Insurance
It’s a specialized policy that covers motorcycles used for business purposes, including deliveries and courier services.
Yes, usually. Since business use involves more riding and higher risk, premiums can be higher than standard motorcycle insurance.
Yes, we offer cheap motorcycle insurance options that still provide strong coverage for business needs.
Yes, our plans can include motorcycle breakdown insurance with roadside assistance.
